By Jarrod Heil

Comprar frente a alquilar: El gran debate de su situación de vivienda

Desde el comienzo del debate moderno, el objetivo de muchas personas que alquilan es algún día ahorrar lo suficiente como para comprar una vivienda propia. Y con razón.

Rather than renting a home and never seeing the monthly rent money ever again, buying a home means that you’re putting equity toward something you can make your own.

But buying a home is expensive and ties you down to a specific location for many years to come. There’s no other way around it. Due to expenses derived from closing costs, taxes and real estate commissions, it’s recommended that homeowners stay put for at least five years after purchasing.

Those three fees alone can set a new homeowner back anywhere from 7 percent to 15 percent of the home’s purchase price, which will take a few years’ worth of equity building to make back.

Let’s dive into some of the often-overlooked facets associated with buying and renting a home:

Upfront Costs for Renting vs. Owning a Home:

Can You Stay in the Home for at Least 5 Years?

What Does Your Credit Score and History Reflect?

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