Buying vs. Renting: The Great Debate of Your Living Situation
Since the beginning of modern debate, the goal for many people who are renting a home is to one day save up enough money to purchase a home of their own. Rightfully so.
Spring Home Maintenance Checklist: Tips for a Successful Season
After the snow melts and cold dissipates, that warm sunshine begins heating up the world around you and allowing you to get started on some spring home maintenance chores.
What Is an Insurance Rider, Endorsement and Floater?
Endorsements, riders and floaters can cause quite a bit of confusion to home insurance novices. But once you understand the facets and abilities each offer to your home insurance policy, you’ll realize they aren’t so complicated after all.
3 Home Upgrades That Can Lower Your Insurance Premiums
If you plan on making improvements to your house, it is important to know what may positively or negatively affect your homeowners insurance policy.
5 Big Tax Breaks for Homeowners
There’s been a lot of buzz this year surrounding the new tax laws. If you found it confusing to keep up, don’t worry, we’ve broken it down for you so you can better understand how some of these tax breaks can benefit homeowners.
5 Important Questions Homeowners Should Ask About Insurance
Life happens every day—family, children, jobs, activities, and other commitments. Every day, your home insurance quietly protects your life as it happens. Most homeowners neglect to review their insurance policies annually for one very good reason. They’re just not sure what to look for, so it’s easier to pay the bill and hope for the best.
7 Simple, Inexpensive Updates That Add Curb Appeal to Your Home
Adding curb appeal on a budget can be a challenging task. But if you look hard enough at the exterior of each home, expensive projects aren’t necessarily what catch a person’s eye. Minor details draw them in and bring everything together.
8 Things to Consider: Homebuying Tips for Pet Lovers
When buying a new home, you’ll want your pets to be just as happy and comfortable in the new space as you are.
9 Techniques to Not Fall Prey to Roofing Scams After Storms
The cool winds have prevailed. The rain has stopped falling. All the damage has been done. Storm chaser roofing companies and contractors are now rolling into town disguising their roofing scams as your saving grace.
10 Tips to Prepare Your Home for Winter
Winter is coming, and snow will soon be falling in many parts of the country. If you live in a winter wonderland, now is the time to prepare your home to handle the rigors of snowfall, freezing temperatures, increased electric bills, springtime financial surprises and home insurance claims.
15 Tips to Be Prepared for a Winter Storm
Winter storms can strike with fierce intensity. They’re known to bring extreme cold, snow, ice and freezing rain to a large area for an extended period. The most ferocious winter storms knock down or freeze powerlines, cutting off electricity to homes, closing roads and leaving people and their homes vulnerable to the substantially cold weather lurking outside.
A Homeowners Guide to a Successful Outdoor Spring Cleanup
Winter doldrums eventually make way for spring fever. The harshness of the winter months can leave the outside of your lovely home a little on the dirty and unkempt side.
Are Solar Panels Covered by My Homeowners Policy?
More Americans than ever are turning to solar panels to generate sustainable energy for their homes and businesses. The environmentally friendly, renewable resource provides unparalleled efficiency and savings compared to the traditional power grid.
Avoid Halloween Home Insurance Claims with These Tricks
When people think about Halloween, they think about collecting and eating gooey caramel and chocolate bars, sugary sweet gummies and all their favorite candy that’s consumed once or twice per year. They don’t think about the after-effects of a stomach ache.
Budget-Friendly Tips to Prevent Home Break-Ins While You’re Away
Even though your homeowners, renters or condo insurance policy may provide protection for stolen items, nobody wants to file a home insurance claim because their belongings were stolen from their house.
Can Swimming Pools Affect Your Homeowners Insurance Policy?
For many families, late spring is the time to clean up the swimming pool and get it ready for fun in the sun. Above-ground and in-ground swimming pools can be a concern for insurance companies due to the increased liability exposure. It is important to know that the owner of a pool is liable for anyone who uses it whether they have permission to or not.
How a Wind Mitigation Inspection Could Save You Big Money
Wind mitigation is the process of implementing certain features to your home that can help resist or withstand intense wind caused by a major storm or hurricane.
How to File a Homeowners Insurance Claim After a Hurricane
Whether a hurricane brings 100-plus-mile-per-hour winds, a torrential downpour or complete catastrophic destruction, you need to know how to get your life back on track after it passes.
How to Get Disaster Assistance After a Hurricane
Finding the right words is tough enough to do after suffering a devastating loss due to a hurricane or other natural disaster. Finding the right government assistance programs and nonprofits to help in your greatest time of need can be even tougher.
How to Prevent Mold in Your Home
The key to mold prevention is to control moisture in the home by keeping your home dry. Mold tends to grow in moist environments, therefore, make sure the humidity in your home is below 60% to prevent mold growth.
How to Turn Off the Main Water Supply to Your Home
Shutting off the main water supply to your home seems so simple, but surprisingly many homeowners don’t know how to do it or even where to look.
Hurricane Safety Checklist: Supplies You Need to Stay Safe During a Storm
When a hurricane is bearing down on your area, you need to do everything in your power to ensure the safety of yourself and your family. Remember to not take the storm lightly and begin preparing as soon as possible. Keep in mind stores and gas stations quickly run out supplies.
Is Flood Insurance Included in Homeowners Insurance?
Hurricane season brings more wind, rain and catastrophic loss to people and phone calls, emails and claims to home insurance companies.
Is My Personal Property Covered by Homeowners Insurance During a Move?
Moving can be thrilling because you may be transitioning into a nicer home. It can also be extremely unpleasant because you must pack everything you own into boxes, load them onto a truck and haul them across the town, state or entire country.
Key Ingredients to Remember for a Safe Thanksgiving
The best time of year is almost in full swing. Thanksgiving kicks off the holiday season with more turkey, stuffing and pie than some people may consume in an entire year. OK, well, maybe not an entire year, but it can feel that way.
Moldy Roof? Here's What You Can Do
The roof of your home offers protection for the outside of your home, as well as the inside of your home. It’s a good idea to do a manual inspection of your roof annually. Periodically, it’s also a good idea to have a roofing professional inspect your roof for mold, weather damage, wear and tear, or other types of roof damage.
What Is Loss of Use Coverage and What Does It Do?
What would you do if an unexpected disaster struck today? Do you know what steps you’d take if your home became uninhabitable and you had to find a temporary place to live?
What's Protected in Loss Assessment Coverage?
While your individual condo unit may be in tip-top shape because you take great care of everything inside, certain circumstances could arise that may leave you footing the bill to repair or replace items in common areas.
What to Do After a Hurricane: Tips for Staying Safe Post-Storm
When a hurricane hits, the trouble has only just begun. Picking up the fragments after whipping winds have passed – while staying safe at the same time – is a crucial, and often overlooked, piece of putting everything back together post-storm.
World Animal Day: Elephant Facts You May Not Know
You’ve probably seen them at the zoo. You may have been lucky enough to catch a glimpse of them in their natural habitat in either Africa or Asia. Either way, you probably like them. That’s because, like humans, elephants are mammals.