3 mejoras del hogar que pueden bajar las primas de seguro
Si planea hacer mejoras en su casa, es importante que sepa qué puede afectar positiva o negativamente su póliza de seguro para propietarios.
Renovations, repairs, or any changes to the structure may affect the value of your home, which can change your policy.
Here are the 3 most common home upgrades that could lower your insurance premium:
1. A New Roof
The roof is considered the single biggest factor affecting your policy. The more secure and up-to-date your roof Is, the deeper the discount.
Hip roofs with a double wrap roof-to-wall connection is the best option and can significantly lower your premium.
Note: Credits on your premium may also depend on your state and where your home is located.
2. A Better Security System
- - Burglar Alarm System
- - Smoke Detectors
- - Fire Alarm
- - Fire Extinguishers
- - Sprinkler System
3. Plumbing and electrical
Renovating or repairing your home could provide a great opportunity to update your plumbing and electrical wiring.
Electrical fires and water-related damages are at the top of the list for the most common home insurance claims. An update can substantially lower your risk of a claim.
https://youtu.be/nZHiXBdCUAMThe editorial content on Universal Property’s website is meant to be informational material and should not be considered legal advice.